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Personal Banking

Personal Loans

Let us help you achieve your goals

We’re dedicated to working with you one-on-one to help you with your financial needs, and committed to developing a long-term relationship that empowers you to meet your goals. So whether you’re looking for an auto to get to work, a boat to get to the lake, or an RV to get away from it all, we’ll have the loan to get you there.

  • Auto loans
  • Loans for recreation and leisure (RVs, mobile homes, boats, trailers, motorcycles, golf carts)
  • Unsecured loans / lines of credit
  • Home equity line of credit / 2nd mortgage
  • Homeowner’s Signature Loan for home improvement projects
  • Deposit secured lending

We make applying simple. Apply in person at any one of our convenient Financial Service Centers or by telephone at 1-800-342-2824.


Atlantic Coast Bank offers debt protection – death, disability and involuntary unemployment benefits on consumer loans as well as warranty and gap insurance on our auto loans. Our debt protection programs cancel a borrower’s loan payments for a specified amount of time in the event of death with terminal condition, disability and involuntary unemployment.

Your loan decision will not be based on your decision to purchase these products from Atlantic Coast Bank. You are not required to purchase debt protection, but can purchase these products from us or elsewhere if you choose to. Debt protection is not FDIC insured, not an obligation or deposit of the bank, not guaranteed by the bank, not insured by any federal government agency and may lose value.

In accordance with the Fair and Secure Enforcement For Mortgage Licensing Act (SAFE Act), Atlantic Coast Bank and our mortgage advisors are registered with the Nationwide Mortgage Licensing System & Registry (NMLS). The institution identification number for Atlantic Coast Bank is #509060.

  • Denise Arp NMLS #676493
  • George Bobin NMLS #1593352
  • Josh Chapman NMLS #1202827
  • Chelsea Chasteen NMLS #684476
  • Corine Cleland NMLS #1043192
  • Paul Forbes NMLS #1257865
  • Jill Hensley NMLS #1481681
  • Chelsea Jones NMLS #1618978
  • Eileen C. McKay NMLS #684472
  • Elizabeth Nadelen NMLS #1109617
  • Meredith Porter NMLS #710244
  • Michael Prentice NMLS #1239261
  • Morgan Shami NMLS #1593354
  • Diane Stanfield NMLS #1208233
  • Latisia Taylor NMLS #1593353
  • Marci Warren NMLS #1560783
  • Claudia Maria Allmond NMLS #684478
  • Nicole Batten NMLS #1469132
  • Michelle Bennett NMLS #1570267
  • Cynthia Tyre Grant NMLS #684449
  • Sharon Thompson Johnson NMLS #684480
  • Jennifer Joseph NMLS #1420378
  • Arlene King NMLS #649668
  • Christie M. Lane NMLS #1118602
  • Joshua Lancaster NMLS #1624493
  • Renata Mackey NMLS #1109616
  • Karen Lea Merritt NMLS #684514
  • Bambi O’Connell NMLS #1208235
  • Julia Sharpe NMLS #1387763
  • Maggie Smith NMLS #1560784
  • Brenda Sue Steverson NMLS #684513
  • Brenda Thrift NMLS #1208236
  • Jessica Lynn Trull NMLS #684482
  • Velinda Woodard NMLS #1560783
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Atlantic Coast Bank routing number: 261271717

Lost or stolen cards
During business hours: Call 1-800-342-2824; option 5
After hours: Call 1-800-342-2824; option 3, then option 1

©2017 Atlantic Coast Bank