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Personal Banking

Make A Loan Payment

Payments made after 5:00 p.m. EST or on a non-business day, will be credited as of the next business day. Business days are Monday – Friday, excluding federal holidays.

Click here to make a payment.

This is a service through one of our preferred customer service partners, to simplify payment of your loans at Atlantic Coast Bank from your accounts at other banks.  Deposits to accounts other than loan accounts are subject to a $7.00 fee per deposit.

Deposits by check may be mailed to: Atlantic Coast Bank P.O. Box 1256 Waycross, GA 31501 Attn: Deposit Operations, or sent directly to your account via the Automated Clearinghouse (ACH). Cash or check deposits are accepted at many of our ATMs throughout our service areas.

For more information on how to make quick and easy deposits to your account, please Contact Us.

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Atlantic Coast Bank routing number: 261271717

Lost or stolen cards
During business hours: Call 1-800-342-2824; option 5
After hours: Call 1-800-342-2824; option 3, then option 1

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