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Personal Banking

Checking Account Options

Choose what’s best for you

Atlantic Coast Bank offers checking account options designed to meet your needs:

Coast Checking – our basic personal checking account with no monthly maintenance fee and no monthly minimum balance requirement.

High Tide Checking – with this checking account, there is no monthly maintenance fee, no monthly minimum balance and you can get nationwide ATM fee refunds of up to $25 per month. E-statements are required.

Both Coast Checking and High Tide Checking offer convenient ways to access your money!

Plus, you can enhance your accounts with our Personal Banking Solutions.

Has your limited or blemished deposit history hindered your options for having a checking account? As the premier community bank, Atlantic Coast Bank will work with you to give you a second chance and the fresh start you need.

To open an Atlantic Coast Bank checking account, you can visit your local Financial Service Center or call toll-free at 1-800-342-2824.

$100 minimum required to open all consumer checking accounts.

All checking accounts are subject to an inactivity fee of $7.50 per month for any checking account with no customer initiated financial activity for 180 days.  Fee is waived for accounts with balances >$5,000.

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Atlantic Coast Bank routing number: 261271717

Lost or stolen cards
During business hours: Call 1-800-342-2824; option 5
After hours: Call 1-800-342-2824; option 3, then option 1

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