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Atlantic Coast
Bank makes it easy to open your account when it’s convenient for
you. Here are the accounts you can open right now from your
computer:
iKasasa Cash*
| Tier |
$0-$25,000.00 |
$25,000.00 + |
Non-qualifying Rewards |
| Annual Percentage Yield |
3.01% |
0.75% |
0.05% |
| Interest Rate |
2.97% |
0.75% |
0.05% |
| Compounded |
Monthly |
Monthly |
Monthly |

iKasasa Saver (Offered exclusively with Kasasa Cash account – they work together)*
| Tier |
$0-$50,000.00 |
$50,000.00 + |
Non-qualifying Rewards |
| Annual Percentage Yield |
1.26% |
.75% |
0.05% |
| Interest Rate |
1.25% |
.75% |
0.05% |
| Compounded |
Monthly |
Monthly |
Monthly |

iKasasa Tunes**
| Requirement |
Rewards |
Term |
| Account Opened with Debit Card |
$25 in iTunes Downloads |
Unused portion expires after 60 days |
| Meet Cycle Qualifications |
$5 in iTunes Downloads |
Unused portion expires after 30 days |

iCertificates of Deposit***
| Term |
i6 Month |
i12 Month |
i24 Month |
i36 Month |
| Annual Percentage Yield |
0.65% |
1.00% |
1.50% |
1.85% |
| Interest Rate |
0.65% |
1.00% |
1.49% |
1.84% |
| Compounded |
Monthly |
Monthly |
Monthly |
Monthly |

iJumbo Certificates of Deposit -
over $100K***
| Term |
i6 Month
Jumbo |
i12 Month
Jumbo |
| Annual Percentage Yield |
.75% |
1.10% |
| Interest Rate |
.75% |
1.10% |
| Compounded |
Monthly |
Monthly |

iMoney Market Account - under $50K†
| Tier |
$.01-$2,499 |
$2,500-$9.999 |
$10,000-$24,999 |
$25,000-$49,999 |
| Annual Percentage Yield |
0.00% |
0.65% |
.75% |
.85% |
| Interest Rate |
0.00% |
0.65% |
.75% |
.85% |
| Compounded |
Monthly |
Monthly |
Monthly |
Monthly |

iMoney Market Account -over $50K†
| Tier |
$50,000-$74,999 |
$75,000-$99,999 |
$100,000+ |
| Annual Percentage Yield |
0.90% |
0.95% |
1.05% |
| Interest Rate |
0.90% |
0.95% |
1.05% |
| Compounded |
Monthly |
Monthly |
Monthly |

You can also signup for additional services for your new account, like eStatements.
*Annual Percentage Yield (APY) accurate as of
08/01/10 and are subject to change. Minimum to open
account is $100 for Kasasa Cash and $5 for Kasasa Saver.
Kasasa Cash rate tiers are as follows: 3.01% APY applies to
balances of $.01 - $15,000 and 0.75% APY applies to balances
over $15,000 as long as qualifications are met each statement
cycle. 0.05% APY applies to all balances if qualifications are
not met. All balances will earn 3.01% - 0.75% on all
balances as long as qualifications are met. Kasasa Saver
rate tiers are as follows: 1.26% APY applies to balances of $.01
- $100,000 and 0.75% APY applies to balances over $100,000 as
long as qualifications are met each statement cycle on Kasasa
Cash account. 0.05% APY applies to all balances if
qualifications are not met on Kasasa Cash. All balances will
earn 1.26% - 0.75% as long as qualifications are met. Fees
may reduce earnings. Foreign ATM fee refunds up to $25 per
statement cycle. Each customer is limited to only one
Kasasa Cash and one Kasasa Saver account.
**Available for personal accounts only. Earn iTunes® download refunds up to $25.00 with initial account opening regardless of qualifications. Earn up to $5.00 in iTunes® download refunds each qualification cycle when the minimum qualifications are met. Sales tax still applies towards the $25 and $5 refunds. ATM fee refunds up to $25 per qualification cycle. No minimum balance required; however, you must deposit a minimum of $100 to open the account. Other fees may apply. See the Atlantic Coast Bank Fee Schedule for a complete listing of fees. iTunes® must be purchased with your Atlantic Coast Bank debit card associated with your Kasasa Tunes account. The $25.00 initial account opening refund expires 60 days after the account has been opened and funded. Any unused $5.00 monthly iTunes® credits will expire 30 days after the end of the qualification cycle in which they were earned
iTunes® is a trademark of Apple, Inc. The program is not endorsed by iTunes® or Apple, Inc. nor is there any actual or implied joint venture, partnership or relationship of any kind between the Bank and Apple, Inc. iTunes®.
***CD Rates are current as of 08/26/2010 and
subject to change without notice. Minimum balance to open
and to earn the APY is $1,000. Penalty may be imposed for early
withdrawal.
†Money Market interest rates are current as of 08/26/2010
and subject to change without notice. Interest is
compounded and credited monthly. Rates based on a minimum
initial deposit of $2,500. A minimum daily balance of $2,500 is required to avoid a maintenance fee
for the earning period. Excess Transaction fee of $10.00 per withdrawal if
more than six (6) per month or after 3 withdrawals by check or
draft.
Please contact Atlantic Coast Bank at 800.342.2824 for
additional information about applicable fees and terms.
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