Atlantic Coast Bank makes it easy to open your account when it’s convenient for you.  Here are the accounts you can open right now from your computer:

iKasasa Cash*

iKasasa Saver (Offered exclusively with Kasasa Cash account – they work together)*

 iKasasa Tunes**

iCertificates of Deposit***

 iMoney Market Account - under $50K†

iMoney Market Account -over $50K

You can also signup for additional services for your new account, like eStatements.

*Annual Percentage Yield (APY) accurate as of 08/01/10 and are subject to change.  Minimum to open account is $100 for Kasasa Cash and $5 for Kasasa Saver.  Kasasa Cash rate tiers are as follows: 3.01% APY applies to balances of $.01 - $15,000 and 0.75% APY applies to balances over $15,000 as long as qualifications are met each statement cycle. 0.05% APY applies to all balances if qualifications are not met.  All balances will earn 3.01% - 0.75% on all balances as long as qualifications are met.  Kasasa Saver rate tiers are as follows: 1.26% APY applies to balances of $.01 - $100,000 and 0.75% APY applies to balances over $100,000 as long as qualifications are met each statement cycle on Kasasa Cash account. 0.05% APY applies to all balances if qualifications are not met on Kasasa Cash. All balances will earn 1.26% - 0.75% as long as qualifications are met.  Fees may reduce earnings.  Foreign ATM fee refunds up to $25 per statement cycle.  Each customer is limited to only one Kasasa Cash and one Kasasa Saver account.

**Available for personal accounts only. Earn iTunes® download refunds up to $25.00 with initial account opening regardless of qualifications. Earn up to $5.00 in iTunes® download refunds each qualification cycle when the minimum qualifications are met. Sales tax still applies towards the $25 and $5 refunds. ATM fee refunds up to $25 per qualification cycle. No minimum balance required; however, you must deposit a minimum of $100 to open the account. Other fees may apply. See the Atlantic Coast Bank Fee Schedule for a complete listing of fees. iTunes® must be purchased with your Atlantic Coast Bank debit card associated with your Kasasa Tunes account. The $25.00 initial account opening refund expires 60 days after the account has been opened and funded. Any unused $5.00 monthly iTunes® credits will expire 30 days after the end of the qualification cycle in which they were earned

iTunes® is a trademark of Apple, Inc. The program is not endorsed by iTunes® or Apple, Inc. nor is there any actual or implied joint venture, partnership or relationship of any kind between the Bank and Apple, Inc. iTunes®.

† † APY is as of 10/1/2010 and may change at any time at our discretion.There is no minimum balance to earn the stated APY. $5.00 minimum opening deposit. A checking account with Atlantic Coast Bank and a periodic allotment or direct deposit into the account is required. The maturity date of the Christmas Club account is November 15. The balance in this account will be transferred to your checking account annually on November 15. The maturity date of the Vacation Club account is April 1st. The balance in this account will be transferred to your checking account annually on April 1st. Club accounts will remain open until closed by the owner.

***CD Rates are current as of 10/01/2010 and subject to change without notice. Minimum balance to open
and to earn the APY is $1,000. Penalty may be imposed for early withdrawal.

†Money Market interest rates are current as of 10/01/2010 and subject to change without notice. Interest is compounded and credited monthly. Rates based on a minimum initial deposit of $2,500. A minimum daily balance of $2,500 is required to avoid a maintenance fee for the earning period. Excess Transaction fee of $10.00 per withdrawal if more than six (6) per month or after 3 withdrawals by check or draft.