|
|
 |
|
|
| |
Get a Mortgage Check Up
Make sure your current home loan
still fits your needs. Talk to an Atlantic Coast
Bank mortgage consultant about your mortgage options.
Maybe refinancing your loan could save you money. Or
maybe what you have now fits you perfectly. Don't guess.
Ask the experts.
Click here to have one of our mortgage consults call
you to discuss your mortgage.
|
|
 |
Overdraft Protection At-A-Glance
Make sure you have your Overdraft Protection under control.
You now have two
options regarding Overdraft
Protection for your everyday, one-time debit card and ATM
transactions.
Opt-In:
You would like Atlantic Coast Bank to cover your ATM and one-time
(non-recurring)
debit card transactions when you have
insufficient funds in your account. Please note that
you will not be automatically
enrolled in this option and must “Opt-In”.
Opt-Out:
Unless you specifically “Opt-In,” this is the default option.
With this choice you will be
declined at the point of sale for ATM
and one-time (non-recurring) debit card transactions when you
have insufficient funds in your
account.
If you would like to Opt-In, or, if you have changed your mind about
your Opt-In/Out decision:
-
Please call our Customer Care Department at 800.342.2824.
-
Print the following form:
ATM/One-Time Debit Opt-In/Out Form. Return the
completed form to
any branch location or mail to: 505 Haines Ave. Waycross, GA 31501.
FDIC
COVERAGE
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR
TRANSACTION ACCOUNTS
All funds in a “non-interest-bearing
transaction account” are insured in FULL by the
Federal Deposit Insurance Corporation (FDIC)from
December 31, 2010,
through
December
31, 2012.
This temporary unlimited coverage is in addition to, and
separate from, the coverage of at least $250,000 available
to depositors under the FDIC's general deposit insurance
rules.
The term “non-interest-bearing transaction account”
includes a traditional checking account or demand deposit
account on which the insured depository institution pays no
interest and Interest on Lawyers Trust Accounts (IOLTAs) .
It does not include other accounts, such as traditional
checking or demand deposit accounts that may earn interest,
NOW accounts and money-market deposit accounts .
"If under a
sweep arrangement funds are transferred to an
interest-earning account, then that account does not
qualify for full deposit insurance under the FDICs general
deposit insurance rules."
For more information about temporary FDIC insurance coverage
of transaction accounts, visit
www.fdic.gov
|
