The rate tables below are to be used for information only. APR is Annual Percentage Rate. All loan rates are subject to conditions and credit approval. For more information, please email us, or contact our Customer Care Center at 1-800-342-2824.
Annual Percentage Rates may change without notice.
Loan Rates -
effective: July 1, 2011
LOAN TYPE
TERM
APR* as low as
Personal Advance
Up to 60 Months
13.75
Homeowner's Advance
Up to 84 Months
9.25
New Auto
Up to 66 Months
6.25
Used Autos
Up to 48 Months
5.75
New RVs
120 Months
9.75
Used RVs
72 Months
10.25
New Boats, Motors, & Trailers
48 Months
10.55
Used Boats, Motors, & Trailers
36 Months
11.55
New Motorcycles
36 Months
11.05
Used Motorcycles
24 Months
12.05
Consumer Line of Credit
Open Ended
14.75
Farm Equipment
Up to 60 Months
9.25
*APR is Annual Percentage Rate. All loan rates and terms are subject to conditions and credit approval. Rates listed above include a .25% discount as follows: .25% discount with direct deposit into an Atlantic Coast Bank deposit/transaction account. Contact our Customer Care Center at 1-800-342-2824 for current rates and terms. A $75 Documentation Preparation fee will be assessed on all approved loans.
